Credit Counseling

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Free credit advice for union members

Tired of getting calls from collection agencies? Talk to an experienced consumer credit counseling advisor about how to take control of your debt.

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Money Management InternationalUnion Plus Credit Counseling and Debt Management Plans are administered through Money Management International (MMI), a national nonprofit dedicated to changing lives and creating fresh starts for families and individuals struggling with financial challenges.

 

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Take control of your credit
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If you’re struggling to get control of your debt, it may be time to ask for help. Get a free consumer credit counseling session to help you get back on the road to financial recovery.  

Complete a confidential request for consumer credit counseling online.  There are no confusing gimmicks or overwhelming options. Just sound advice that'll help you stop collection agencies from controlling your financial life.

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How does credit counseling work?
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Certified, experienced consumer credit counseling advisors listen to you and your needs, then help you develop a plan of action for debt repayment that you can follow to help eliminate your debt. 

Your free session covers: 

  • Complete financial review,  including  budget analysis and credit management counseling. 

  • Assistance in budgeting  or advice on sources of additional income. 

  • Advice  on how to work with creditors.

  • An  Action Plan  that summarizes your financial situation, provides a budget and timeline for reaching your debt management and repayment goals, and restates action items. 

  • Referral to a social service organization  in your area, if appropriate. 

  • Referral to Union Plus Legal Service or Union Plus Mortgage Assistance program, if appropriate. 

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FAQ
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Your questions, answered.

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Who is eligible?
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Consumer credit counseling is currently available in the United States, but not available in Puerto Rico, Guam, Virgin Islands and Canada. 

To be eligible, you must be: 

  • Dues-paying labor union members of participating unions 

  • Retired labor union members 

  • Spouse, domestic partners, and children (age 18+) may be included. (Not eligible for monthly DMP fee rebate but will get the reduced set up fee.)

  • Widows/widowers of union members 

  • Union Plus credit card holders 

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Can I request credit counseling by phone?
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To request credit counseling by phone, call 877-833-1745. They are available 24/7.

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Need help?

If you have questions, send an email to grants@unionplus.org.

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Look what people are saying
Testimonials
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The assistance we received certainly helped us deal with the realities of the situation.

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Thomas O.
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IAFF Local 90
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What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.

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Meesha T.
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AFT Member
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Get a free consumer credit counseling session to help you catch up on your credit card bills.