AFA-CWA

*Group legal plans provided by MetLife Legal Plans, Inc., Cleveland, Ohio. In certain states, group legal plans are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and Affiliates, Warwick, RI. Some services not available in all states. Please see your plan description for details. MetLife® is a registered trademark of Metropolitan Life Insurance Company, New York, NY. No service, including consultations, will be provided for: 1) employment-related matters, including company or statutory benefits and employment-related matters involving a labor union; 2) matters involving the employer, MetLife and affiliates and plan attorneys; 3) matters in which there is a conflict of interest between the employee and spouse or dependents in which case services are excluded for the spouse and dependents; 4) appeals and class actions; 5) farm and business matters, including rental issues when the participant is the landlord; 6) patent, trademark and copyright matters; 7) costs and fines; 8) frivolous or unethical matters; 9) matters for which an attorney-client relationship exists prior to the participant becoming eligible for plan benefits. For all other personal legal matters, an advice and consultation benefit is provided. Additional representation is also included for certain matters.

**This plan does not cover divorce (except a one-hour consultation), child custody, DUI or employment matters. Other exclusions apply, see the plan documents for more details.

Union Plus has partnered with Freedom Debt Relief to offer a debt settlement program designed to help union members get out of debt as quickly as possible, for one low monthly program payment.

*As a qualifying union member, you could earn up to $500 upon having your first account settled (the “Incentive Credit”); the Incentive Credit will be 0.5% of the total debt that is enrolled into your Freedom Debt Relief program and shall be in the form of a credit into your dedicated settlement account upon the first settlement of an enrolled account; the maximum Incentive Credit available is $500.00. For example, if you enroll $50,000 of debt into your Freedom Debt Relief program, upon the first settlement of an enrolled debt, $250.00 will be placed into your dedicated settlement account. 

Our estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825. 

Union Plus has partnered with leading travel provider Collette to provide union members with exclusive offers and member benefits. Instantly save $50 to $100 per person using your union member benefit.*

We WILL Travel Again

Tomorrow holds a bold and beautiful promise. #wewilltravelagain

Celebrating 100 years of travel 

Collette has spent the last 100 years bringing people all over the world, and along the way they've learned that travel isn’t about the places you go—it’s about you and your reasons for going.

*Use offer code and your member benefit for savings. Savings are comprised of retail offer together with Member Benefit. Offer valid on new bookings only and can expire earlier due to space or inventory availability. Retail offer savings amount will vary by tour and departure date, and is only available on select departures. Call or visit www.gocollette.com/offers for details. Space is on a first come, first served basis. Offers are not valid on group, existing bookings or combinable with any other offer. Other restrictions may apply. Promotional pricing may remain in effect after the expiration date. 

The Union Plus Free College Benefit, brought to you in partnership with AFSCME, ensures that cost is not a barrier to you and your family pursuing a college education.

What is The Union Plus Free College Benefit?

In partnership with Eastern Gateway Community College (EGCC), the Union Plus Free College Benefit offers "last dollar scholarships" that fill the gap between any federal, state and employer education grants for tuition, fees, and e-books for certain online programs at Eastern Gateway. Please note: Only the Free College online degree and certificate programs listed below are eligible for these benefits.

Free College is possible thanks to the early support and enthusiasm of AFSCME, who entered into a collaboration with Eastern Gateway Community College in 2016. Since 2016, thousands of students have taken advantage of millions of dollars in Free College scholarships.

Earn an Associate Degree — completely online, for FREE! Even if you don’t qualify for student financial aid, the Union Plus Free College Benefit will be applied to your balance for tuition, fees and e-books.

Eastern Gateway Community College

Eastern Gateway Community College is a fully accredited, non-profit public institution that is part of the University System of Ohio. Students can enroll in the distance learning program from anywhere in the U.S. The program offers ten associate degrees and two certificate programs. Credits can be transferred to a four-year college.

Degree Programs

• Accounting
• Associate of Arts
• Business Management — with optional certificate programs in: Advertising; Cyber Security; Data Science; Digital and Social Media; Entrepreneurship; Environmental and Conservation Studies; Finance; Hospitality: Food and Beverage Management or Hotel and Event Management; Human Resources; Information Systems/IT Help Desk; Labor Studies; Marketing; Programming and Development
• Criminal Justice
• Teacher Education (Associate of Arts)
• Healthcare Administration
• Health Services
• Individualized Study
• Paralegal
• Professional Office Management
• Social Work

Certificate Programs

• Business Management – with an optional concentration in Accounting
• Patient Navigator

Classes Begin Every 8 Weeks

• Classes are online so they fit into your schedule
• Attend full time or take as little as one class per term
• Credits can transfer to other schools
• Advising and tutoring is available to support students

Important Information 

*Please read "Key Information on Your Loan." 

¹Your fixed APR will be established when we discuss your specific request with you and will be in the range of 5.99% fixed APR to 15.99% fixed APR, depending on your creditworthiness. Please note that all applicants may not qualify for the lowest rate. The lowest rate may not be available for the term chosen. You may receive a 0.25% interest rate discount by enrolling in AutoPay. To qualify, you must set up automatic payments from a checking or savings account at the time of loan origination. When you enroll in AutoPay, a rate as low as 5.74% fixed APR may be available, depending on your creditworthiness. See the Key Information on Your Loan  for more details.  

²Your repayment terms will depend on your APR and loan term for which you qualify. Example: On a 9.99% Fixed APR loan you will have (1) 36 monthly payments of $32.26 per $1,000 borrowed; or (2) 48 monthly payments of $25.36 per $1,000 borrowed; or (3) 60 monthly payments of $21.24 per $1,000 borrowed; or (4) 72 monthly payments of $18.52 per $1,000 borrowed. Your APR will be in the range of 5.74% Fixed APR (if you are enrolled in AutoPay) to 15.99% Fixed APR, depending on your creditworthiness. See  Key Information on Your Loan  for more details.  

³FICO and “The score lenders use” are trademarks and/or registered trademarks of Fair Isaac Corporation in the United States and other countries. Please note, new personal loan holders will generally see their FICO^® Bankcard Score 9 (the version of FICO^® Score we use to manage their account) within 45 days of account opening.

Loans cannot be used for postsecondary educational expenses or tuition, or to consolidate post-secondary educational loans. Other restrictions may apply.  

By agreeing to these terms, you are also authorizing First National Bank of Omaha to verify your employment, income and other relevant information. 

Loans are made and serviced by First National Bank of Omaha.  

Copyright  © 2020  First National Bank of Omaha. All rights reserved. 1620 Dodge Street, Omaha, NE 68197.

Union Plus Auto buying discounts are powered by TrueCar^®. 

*Between 1/1/20 and 12/31/20, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through the Union Plus Auto Buying Service and who were identified as buying a new vehicle from that Certified Dealer was $3,470. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer's trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing. 
 
**Report the purchase of your new or used car from a Certified Dealer within 45 days and receive additional benefits that could be worth more than $2,000. Some benefits not available in NY or NH.  See site for details.