Pet Health Insurance

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Save up to 90% on eligible vet bills*

With our pet health insurance for dogs and cats, powered by Pets Best, you'll get reimbursed up to 90% on eligible vet bills.*

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Pets Best

Protect your four-legged friend with a Union Plus Pet Insurance plan, powered by Pets Best.

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Get reimbursed on your pet’s eligible vet bills
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As a union member, you get up to 10% off monthly premiums.1 Pets Best offers flexible coverage options, with no annual or lifetime limits. In fact, our cost-conscious Accident Only plan is only $6 a month for cats and $9/month for dogs.2

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What is pet insurance?
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Pet insurance reimburses you on your veterinary bills when your dog or cat gets sick or injured. Pet insurance helps you afford the best course of treatment, protects against major financial setbacks, and helps provide peace of mind as a pet parent.

Pet insurance benefits include: 

  • Save money. As a union member, you’ll get up to a 10% discount.1
  • No networks. You can choose any licensed veterinarian, emergency vet, or specialist in the U.S.
  • Fast claim processing and reimbursement. Claims are processed quickly and reimbursements can be direct-deposited into your bank account.
  • 24/7 Pet Helpline. All Pets Best policy holders receive free 24-hour access to veterinary experts via email, chat and phone. You can ask about emergency care (e.g. "My dog swallowed his favorite toy.") or behavioral-related advice (e.g. "Will positive reinforcement training work for my dog?").
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3 types of pet insurance plans
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Accident Only Plan
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The Accident Only plan covers virtually all accidental injuries, such as broken legs, snake bites, accidental swallowing, and more.



Looking to cover illness too?
Check out our BestBenefit Accident and Illness plan.

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BestBenefit Accident and Illness Plan
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The BestBenefit plan covers accidents, such as broken bones and animal bites, and illnesses like allergies and cancer. Premium is based on the pet’s age, breed and location. 

Want routine care, too? 
Add a Wellness routine care plan. 

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Routine Wellness Plan
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The Routine Wellness plan coverage helps pay for routine vet visits for items like vaccines and teeth cleaning. Great if you have a new kitten or a new puppy in the house.

Want accident coverage, too?
This plan can be added to a BestBenefit Accident and Illness plan. 

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FAQ
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Your questions, answered

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How does pet health insurance work?
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Follow these easy steps to use your pet insurance:

  1. Get treatment. When your pet becomes ill or injured, take them to the veterinarian.  
  2. File a claim. Pay your veterinarian, and then submit your itemized bill with a claim form to Pets Best. 
  3. Get reimbursed. Pets Best processes claims quickly and reimburses you on that vet bill for eligible covered expenses. 
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Who is eligible?
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Union Plus Pet Health Insurance is available in the United States. It is not available in Canada, Guam, Puerto Rico, and Virgin Islands. 

Union Plus Pet Health Insurance is available to: 

  • All dues-paying labor union members 
  • Parents of union members 
  • Retired union members 
  • Spouse, domestic partner and children of union members 
  • Widows/widowers of union members 
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Can I get a quote by phone?
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To get a quote by phone, call 877-358-3944. 

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Need help?

Contact a pet insurance expert at Pets Best at 877-358-3944. 

Hours: 
Monday-Friday 6 a.m. to 7 p.m.  MST 
Saturdays: 6 a.m. to 2 p.m. MST 

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Look what people are saying
Testimonials
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Pets Best is an affordable way to give me the peace of mind that I need as a pet parent.

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Jackie S.
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Santa Cruz, CA
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Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?

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Ashley M.
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Union Member
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What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.

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Meesha T.
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AFT Member
Ready to save?

You're a few seconds away from a free quote. To get started, click the button below and enter some basic information about your pet.

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To note: pre-existing conditions are not covered. 

*Select a plan that reimburses 70%, 80%, or 90% of the cost of eligible veterinary treatment. Limited to covered expenses.

15% Group Discount plus 5% Weblink Discount applies to BestBenefit plans; Group Discount not available in AK, HI, or TN; Weblink Discount applies to first policy term only; not available in AK, FL, HI, or TN. Additional 5% discount applied if insuring more than one pet. Maximum allowable discount is 12%.

2Accident Only plan is $7/month for cats and $10/month for dogs in Washington state.

Pet insurance coverage is offered and administered by Pets Best Insurance Services, LLC and is underwritten by American Pet Insurance Company, a New York insurance company. Please visit www.americanpetinsurance.com to review all available pet health insurance products.

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Get reimbursed on your pet’s eligible vet bills.