CAPE

California Association of Professional Employees

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California Association of Professional Employees

Dental

Dental plans starting at just $7.95 per month

Union Plus offers two dental discount plans, starting at just $7.95/month.* Find the plan that's right for you and your family.

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Dental

 

Careington Dental Discount Plans is one of the largest national dental networks in the health industry, providing more than 15 million members with access to discounted dental products and services.

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Why choose a Union Plus dental plan?
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Our plans deliver some of the industry's deepest discounts and provide members with more control over their health care and lifestyle spending. Here are a few reasons why Union Plus members love our savings plans:

  • Nationwide access to providers
  • Discounts available at the time of service
  • Affordable monthly and annual rates
  • Fee schedules provide cost transparency
  • Easily complement insurance products
  • Compatible with HSAs, FSAs and HRAs
  • No limits on use
  • No administrative forms to file
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See what our dental plans offer
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Best seller!
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Dental Discount Plan
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Union members, retirees and their household family members can sign up and enjoy savings of 20% to 50% on dental care with one of the largest dental networks in the nation. 

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Typical discounted services include: 

  • Annual exams, cleanings. fillings, X-rays 
  • Root canals, crowns, extractions 
  • Bridges, dentures  

Plans as low as $7.95/month* or $79/annually* 
*+$10 one-time, non-refundable processing fee 

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More savings!
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Dental Discount Advantage Plan
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The Dental Discount Advantage Plan is an addition to the basic dental plan and includes discounts on other health-related expenses.

 

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Additional savings available includes: 

  • Chiropractic & Alternative Medicine 
  • Podiatry  
  • Diabetes and Lifestyle Management Supplies  

Plans as low as $9.95/month* or $99/annually* 
*+$10 one-time, non-refundable processing fee 

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Your questions, answered.

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Who is eligible?
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The program is available in the all U.S. states except Vermont and Washington. The program is available in Puerto Rico. The program is not available in Guam, Virgin Islands or Canada. 

To be eligible,  you must be:  

  • Dues-paying labor union members of participating unions 

  • Retired union members 

  • Working America members 

  • Widows/widowers of union members 

  • Spouse, domestic partners, children and any household family member may be included

  • Union Plus and Working America credit cardholders 

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Where can I use the discount plan?
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The Maximum Care Discount Network is one of the largest dental networks nationally with a focus on neighborhood dentists. 

Find participating dentists.  

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Need help?

If you have questions about dental discount plans, call Careington at 877-570-4845
(Monday-Friday, 9:30 a.m.- 6:30 p.m. ET). 

For answers to more frequently asked questions, read the Union Plus Dental Discounts program FAQs

We realize that sometimes you may need help with a concern about using a Union Plus program. 

The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems. Contact us at 800-472-2005 (8:30 am - 4:30 pm ET, weekdays) or online. 

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THIS PLAN IS NOT INSURANCE  and is not intended to replace health insurance.  

This plan does not meet the minimum creditable coverage requirements under M.G.L. c.111M and 956 CMR 5.00. 
 
This plan is not a Qualified Health Plan under the Affordable Care Act. This is not a Medicare prescription drug plan. The range of discounts will vary depending on the type of provider and service. The plan does not pay providers directly. Plan members must pay for all services but will receive a discount from participating providers. The list of participating providers is at  Union Plus Discount Dental Plan

A written list of participating providers is available upon request. You may cancel within the first 30 days after effective date or receipt of membership materials (whichever is later) and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5, AR and TN residents will be refunded processing fee). Discount Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380. 
 
This plan is not available in Vermont or Washington. 

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Union Plus offers two dental discount plans, starting at just $7.95/month*. Find the plan that's right for you and your family. 

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Prescriptions

Save up to 80% on prescriptions

Download your free Union Plus Optum Perks card and start saving on your family's prescriptions today!

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Rx

 

Union Plus has partnered with WellCardRx to give union members and their families access to huge savings on the brand name and generic prescription drugs they need. 

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Instant savings on prescription drugs
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Union members can save up to 65% off the retail price on brand name and generic drugs, and the savings are available at over 59,000 participating pharmacies nationwide. All you have to do is show your free prescription discount card and your pharmacist will show you the savings.

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Use your card immediately
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Once you download your free Rx card, you can start using it to save money on your prescriptions. 

  • One card can be used by all family members. 
  • The card can be used for all medications, but not every medication is eligible for a discount. You’ll always receive the lower cost available to you through either the pharmacy or the Union Plus Prescription Discount Card. 
  • Use the card for prescriptions not covered by your insurance or excluded from Medicare Part D.  
  • Includes access to mail order and specialty medications. 
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Find a participating pharmacy
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Show your card for instant savings at over 59,000 participating pharmacies nationwide including Rite Aid, Safeway, CVS, Walgreens and many more. 

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Your questions, answered.

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How does it work?
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Use your Union Plus Prescription Discount Card at  participating pharmacies  such as Rite Aid, Safeway and many more. 

Follow these easy steps to use your card: 

  1. Find a participating pharmacy by searching online or calling 844-254-3099. Please say you are calling for the “Union Plus” program. 
  2. Download and print  your FREE Union Plus Prescription Discount Card. 
  3. Keep the card in your wallet and at the time of purchase simply present your card at a  participating pharmacy  and start saving instantly. 
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Who is eligible?
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The program is available in the United States and Puerto Rico. It is not available to residents of Montana. It is not available in Guam, Virgin Islands or Canada. 

Union Plus Prescription Discount Cards are available to: 

  • Dues-paying labor union members of participating unions 
  • Retired union members 
  • Working America members 
  • Widows/widowers of union members 
  • Spouse, domestic partners, and children may be included 
  • Union Plus and Working America credit cardholders 
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Need help?

If you have questions about the prescription drug card, call the program’s customer service at 844-254-3099. Please say you are calling for the "Union Plus" program. 

For additional questions or concerns about using a Union Plus program, the Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems. Contact us at 800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays) or online

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Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?

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What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.

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Ready to save?

Start using your free prescription savings card today. Fill out the registration form to print an electronic version of your card.

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This is Not Insurance. It is a discount medical program. It does not replace COBRA or any other medical insurance program nor is it a Medicare Part D prescription drug plan. Cardholders are responsible for paying the discounted cost at the time of service from participating providers. The DMPO does make available a list of all program providers which includes their name, city and state, and medical specialty prior to purchase, upon request. WellCardRx is FREE. The discount plan organization is Access One Consumer Health, Inc., (not affiliated with AccessOne Medcard), 84 Villa Road, Greenville, SC, 29615, www.accessonedmpo.com. 

This program is not available to residents of Montana, but may be used at participating Montana providers. Other state residents: visit www.WellCardRx.com/UnionPlus for full disclosure. 

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Save up to 65% on brand name and generic drugs from more than 59,000 participating pharmacies. 

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In partnership with
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Optum Perks

Budget Truck Rental

Save 20% on truck and van rentals

Moving is easier than ever. Union members save 20% on local and one-way Budget truck and van rentals with Union Plus. 

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Exclusive truck rental features
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Get an exclusive discount for union families at more than 2,800 Budget Truck Rental locations nationwide. Every Budget Truck Rental includes: 

  • 20% discount everyday. Reference discount code 56000127763.
  • Reliable, easy-to-drive trucks 
  • Over 2,800 convenient locations nationwide 
  • Accepts all major credit cards 
  • Provides 24/7 roadside assistance 
  • Offers moving kits, boxes and moving supplies 
  • Offers car carriers and towing 
  • Where2 GPS navigation guidance available for rent 
  • Optional insurance and protection plans 
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FAQ
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Your questions, answered.

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Who is eligible?
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The program is available at participating locations in the United States. It is not available in Guam, Puerto Rico, US Virgin Islands and Canada. 

Who is Eligible? 

  • Dues-paying labor union members of participating unions 

  • Retired union members 

  • Spouse, domestic partner and children of union members 

  • Widows/widowers of union members 

  • Union Plus credit cardholders 

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Can I make a reservation by phone?
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To reserve your truck by phone, please call 800-561-1157 and reference discount code 56000127763

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Need help?

If you have additional questions, call Budget Truck at 800-561-1157 or refer to the  Frequently Asked Questions page on the Budget Rental Truck site.

Note: You must return to the Union Plus page in order to get the discount. 

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Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?

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What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.

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Please note: 

  • Discount cannot be applied at the rental counter; it must be applied at the time of the online or over-the-phone reservation. 

  • Discount cannot be combined with any other discounted rate or promotional offer. 

  • Discount applies to truck rental only. Taxes, surcharges, refueling, moving supplies and optional items are extra. 

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Save 20% on local and one-way Budget truck and van rentals with Union Plus. 

Professional Moving Discounts

Save hundreds of dollars on your next move

This is full-service moving made easy. With northAmerican Van Lines and your Union Plus Professional Moving Discount, you can save hundreds on your move.

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Full-service moving professionals you can trust
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Leave your move to the professionals at  northAmerican Van Lines when you use your Union Plus Professional Moving Discount. Save hundreds of dollars on a typical interstate (state-to-state or long-distance moves) with discounts such as: 

  • Exclusive union member discounts  on interstate moving, packing and in-transit storage. *
  • On-time delivery pledge.  Members are eligible for compensation if the interstate delivery date is missed due to no fault of the member.** 
  • Peak rates waived year-round. 
  • Up to $50,000 of Full Replacement Coverage . This coverage comes with $0 deductible and at no cost from northAmerican Van Lines. 
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FAQ
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Your questions, answered.

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How does it work?
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Follow these easy steps to use your Union Plus Professional Moving Discount:

  1. Visit the exclusive, northAmerican Van Lines, Union Plus member portal. Your union member discount cannot be accessed through the corporate website. If you prefer, call northAmerican Van Lines at 888-813-9595.

  2. Request a free quote and get help with your move. 

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Who is eligible?
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The Union Plus Professional Moving Discount is available to: 

  • Dues-paying labor union members of participating unions 

  • Retired union members 

  • Spouse, domestic partners, and children may be included 

  • Widows/widowers of union members 

  • Union Plus credit cardholders 

The Union Plus Moving discount is not available in Alaska, Hawaii, Guam, Puerto Rico, Virgin Islands or Canada. 

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Can I get a quote over the phone?
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To get a quote by phone, call 888-813-9595.
 

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Need help?

Call northAmerican Van Lines at 888-813-9595 and reference your Union Plus discount for more information or customer service for your moving services.  Or, go online to the contact forms for  North American Van Lines

We realize that sometimes you may need help with a concern about using a Union Plus program. The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems. Contact us at 800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays) or  online

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Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?

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Ashley M.
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What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.

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Ready to save?

Get a free moving quote in just minutes. Click the button below to fill out a simple form about your move.

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* Discounts are valid for interstate moving services provided by northAmerican Van Lines. Void if members contact northAmerican Van Lines directly without qualifying for member discounts through the dedicated Union Plus member portal. Discounts cannot be combined with any other savings or coupon offer.

**Per diem is only paid on shipments weighing 5,000 pounds or more.

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Save hundreds of dollars on your next move.

Real Estate Rewards

Earn cash back on your home sale or purchase

Buying or selling a home? You can earn up to $500 cash back* for every $100,000 in home value when you use a participating real estate agent referred by SIRVA.

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Union members can earn significant cash back rewards after closing when you use one of SIRVA’s referred real estate agents to buy or sell your home.

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More than 4,700 certified agents
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Local
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Experienced
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How much money will you get back?
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Union members earn on average $1,368.42** cash back when buying or selling a home with a referred real estate agent from SIRVA.

For every $100,000 in home value at closing, you earn up to $500 cash back after you close. Here are some cash back examples:

  • Your home value: $150,000. You earn $750.  

  • Your home value: $250,000. You earn $1,250.  

  • Your home value: $350,000. You earn $1,750.  

  • Your home value: $450,000. You earn $2,250.  

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Your questions, answered.

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How does it work?
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Use your Union Plus Real Estate Rewards with 3 easy steps.

  1. Call 800-284-9756 or visit  here  to let us know you’re interested in our real estate rewards program. 
  2. SIRVA will find an approved agent in your area. 
  3. If you decide to use the agent to buy or sell your home, you can earn up to $500 for every $100,000 in home value after closing.
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Who is eligible?
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The program is available in the United States and not available in Guam, Puerto Rico, Virgin Islands or Canada. 

Union Plus Real Estate Discounts are available to:  

  • Dues-paying labor union members of participating unions 

  • Retired labor union members 

  • Spouses, children and parents of union members 

  • Widows/widowers of union members 

  • Working America members

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Look what people are saying
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Our agent helped us purchase our home. We just moved in a few days ago and she’s still helping us with stuff. They’re the most amazing agents we’ve worked with.

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Howard F.
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What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.

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Ready to earn cash back?

To earn cash back when you buy or sell your home, use a participating real estate agent referred by SIRVA. Click the button below to get started.

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*Certain state restrictions apply to the real estate cash back program. To qualify for cash back reward (in cash back states), you must use a SIRVA-referred real estate agent. Program designed as a referral service to provide you the opportunity to select a real estate agent to meet your needs. You must evaluate the brokers, agents and their services and make selections and decisions based upon your best judgment, interest, priorities and concerns. Call 800-284-9756 or visit www.UP-RealEstateRewards.com for important program details and state restrictions. 

The minimum home value required for cash back or reduced commission is $75,000. There is  no monetary reward  for members, who use the program to buy a home, in non-cash back states. You must use a program-referred real estate agent in order to qualify for the cash back reward. 

**Based on total cash awarded from 1/1/19 to 12/31/19. 

SIRVA is an independent provider of services. Union Plus is not affiliated with SIRVA and does not manage SIRVA or its programs.  SIRVA is paying Union Plus for advertising services including dissemination of information about SIRVA and its programs to participating unions and their members as well as participation in Union Plus events and programs.   

No referral, recommendation, service representation or exclusivity requirement is intended by the Union Plus’s mention or dissemination of the SIRVA name and delivery of this information to participating union members. 

It is important that you evaluate the information provided and make decisions based upon your own best interest, priorities, and concerns. 

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Earn cash back on your home sale or purchase when you use a participating realtor.

Union Plus Scholarships

Apply for a scholarship just for union families

Union Plus Scholarships help union families with the cost of college.

2021 application is now closed. Awards will be announced the first week of June.

2022 application will be available in mid-June.

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Nearly $5 million in scholarships awarded to union families
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Since 1991, the Union Plus Scholarship Program has awarded more than $4.8 million to students of working families who want to begin or continue their post-secondary education. More than 3,200 families have benefited from our commitment to higher education.

The Union Plus Scholarship Program is offered through the Union Plus Education Foundation, supported in part by contributions from the provider of the  Union Plus Credit Card.  (You do not need to be a Union Plus Credit Card holder to apply for this scholarship.)

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Meet the latest scholarship recipients
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The Union Plus Scholarship awards are presented annually to union members or members of their families who want to begin or continue their post-secondary education. In 2020, 215 union members and union family members were awarded $300,000 in Union Plus Scholarships, ranging from $750 to $4,000.

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How the Union Plus Scholarship Program works 

Eligibility 

Current and retired members of participating unions, their spouses and their dependent children (as defined by IRS regulations). At least one year of continuous union membership by the applicant, applicant's spouse or parent (if applicant is a dependent). The one-year membership minimum must be satisfied by May 31 of the scholarship year. See more details on eligibility in the tab below. 

Evaluation Criteria 

This is a competitive scholarship. Applicants are evaluated according to academic ability, social awareness, financial need and appreciation of labor. A GPA of 3.0 or higher is recommended. The required essays can account for up to half your total score. Scholarship applicants are judged by a committee of impartial post-secondary educators 

Application Timeline 

Applications are available starting in mid-June, and a complete application must be received on or before 12:00 p.m. (Noon) Eastern Standard Time on January 31st of the scholarship year. Applications received after this deadline will not be considered. 

Scholarship Award Amounts 

Amounts range from $500 to $4,000. These one-time cash awards are for study beginning in the Fall of 2021. Students may re-apply each year.

Isaiah's Award

Isaiah's Award was created to honor the exceptional life of Isaiah C., a beloved child, fostered and adopted by a current, long-time employee of Union Plus.  Isaiah was a smart, talented, spiritual, generous and kind young man. It is our wish that his gentle spirit live on, in part, through this namesake scholarship.

Applicants for Isaiah's Award must have a special connection to the foster care system, and will be asked in their application to describe their personal, employment, volunteer experiences, or career goals related to the foster care system. 

Award Date 

The Scholarship Committee will determine recipients of scholarship awards by May 31 each year. During the first week of June award recipients will be individually notified by mail, and all applicants will be sent an email with notification that the award list is posted.  Please note that due to the volume of applications we cannot provide any information on the status of an application before award announcements are made. 

Outstanding Scholarship Recipients 

The students selected for university, college, trade or technical school scholarships represent a wide sampling of backgrounds, union affiliations, goals and accomplishments. The selection process is very competitive since we receive over thousands of applications each year. 

The Union Plus Education Foundation 

The Union Plus Education Foundation has awarded more than $4.8 million in scholarships to students of union families. Over 3,200 union families have benefited from our commitment to higher education. 

With the help of donations from union supporters, the Foundation can help even more union families attain their education goals. Learn more about the  Union Plus Education Foundation

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Your questions, answered.

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What is the deadline to apply?
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Your application must be complete and received by 12:00 p.m. (noon, ET) on Sunday, January 31, 2021.

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Who is eligible to apply?
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Current and retired members of unions that participate in any Union Plus program, their spouses and their dependent children (as defined by IRS regulations) can apply for a Union Plus Scholarship. Grandchildren are not eligible unless a legal dependent (as defined by IRS regulations). At least one year of continuous union membership by the applicant, applicant's spouse or parent (if applicant is a dependent). The one year membership minimum must be satisfied by May 31, 2021.

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I am not sure if my union is eligible, how can I check?
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A list of eligible unions is provided in a drop-down menu in the Union Information section of the scholarship application. You might also ask your local union representative or visit your local or national union’s website to check if they offer Union Plus benefits. Also, a list of eligible unions is available in the drop-down menu when you create an account on the Union Plus website.

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Do I have to participate in a Union Plus program to be eligible?
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No, you do not have to purchase any Union Plus product or participate in any Union Plus program to be eligible.

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What years of study are covered?
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The scholarship applies to any year of study, from the freshman year of college through the last year of graduate school, including law school and medical school. The applicant must be accepted into a U.S. accredited post-secondary school at the time the award is issued.

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What types of schools are covered?
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U.S. accredited colleges and universities, including undergraduate and graduate schools, community colleges, trade and technical schools.

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Are there geographic restrictions?
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Union members (and family members) from the U.S., Puerto Rico, Guam, the U.S. Virgin Islands and Canada are eligible. Awards apply only to those attending a U.S. accredited college, university, trade or technical school.

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What do I need to include to complete the scholarship application?
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Information and requirements include:

  • One letter of reference from a teacher or other adult who is familiar with your achievements and abilities. We encourage applicants to obtain and submit their letter of reference on their own. However, if your reference requires that the letter remain confidential, you have an option to nominate your reference so the letter may be submitted confidentially. (The application will request that you to send an email to your reference, who will be instructed on how to confidentially attach their letter.) The letter must be in Word (.doc/.docx); Adobe (.pdf); JPEG (.jpeg, .jpg); PNG (.png).
  • Two required essays of approximately 350 words each.
    1. What challenges has the Covid-19 pandemic presented for you and your family? What did you learn about yourself trying to overcome these challenges?
    2. Describe your relationship with the union and the labor movement, in what ways has it personally affected your life and your family's life?
  • Union information. National or international union name, local union number, local union's address, phone number and the name of the local union President or Business Manager. You need this information for your union, your spouse's union or your parent's union (if you are a dependent). If you or your family members are affiliated with multiple unions you must list this information for all.
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I am not a union member and I don’t know how to answer the essay question.
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Submit an essay of approximately 350 words describing your relationship with the union and the labor movement. In what ways has it personally affected your life and your family’s life?

Refer to the following advice listed in the Essay section: Because this is a union scholarship, we are looking for your own knowledge of unions and the labor movement. Although it may be included, please do not simply recite typical labor history. Write about personal stories and experiences. Many applicants may not be union members but are the children or spouses of union members. Talk with union family members (parents, spouses, grandparents, etc.) and ask them about their experiences in the union. Relate personal stories and experiences on how being in a union has made a difference in their life and your life.

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Do you have hard copies of this application?
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No, you can only apply for the Union Plus Scholarship using this online form.

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My teacher/reference needs the letter of reference to be submitted confidentially, how can I do this?
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In the application’s Reference Letter section there is detailed explanation of how to nominate a third party to submit the letter of reference confidentially.

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What is the scholarship award evaluation criteria?
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  • This is a competitive scholarship, and applicants are evaluated according to academic ability, social awareness, financial need and appreciation of labor. A GPA of 3.0 or higher is recommended.
  • Applicants are evaluated according to academic ability, social awareness, financial need and appreciation of labor.
  • The required essays can account for up to half your total score. 
  • Scholarship applicants are judged by a committee of impartial post-secondary educators.
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What time period does the award cover?
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Awards are issued in June of 2021 and apply to the 2021 - 2022 school year. The applicant must be accepted into an accredited college or university, community college or recognized technical or trade school at the time the award is issued.

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What are the scholarship award amounts?
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Amounts range from $500 to $4,000. These one-time cash awards are for study beginning in the fall of 2021. Students may re-apply each year.

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Is the scholarship renewable?
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No, these are one-time awards. But each year you may re-apply and you might be selected to receive another award.

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Will I be notified about the status of my application?
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When you successfully submit your application you'll get a screen message confirming your application was received. Due to the volume of applications, we cannot provide any information on the status of an application before the award announcements are made during the first week of June 2021. All applicants will be notified by email when the award list is posted at the Union Plus website by mid-June.

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When and how are the scholarship awards announced?
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Awards are announced by mail the first week of June 2021. Award recipients who do not respond are then contacted by phone. All applicants will be notified by email when the award list is posted at unionplus.org/scholarships by mid-June 2021. Please note that due to the volume of applications we cannot provide any information on the status of an application before award announcements are made.

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Who offers the Union Plus Scholarship?
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The Union Plus Scholarship is offered by the Union Plus Education Foundation, with funding from Capital One N.A., the provider of the Union Plus Credit Card. (Note, you do not need to be a Union Plus card holder to be eligible to apply). Union Plus is the branded name of benefits offered by Union Privilege. Union Privilege is the organization behind the Union Plus programs. The AFL-CIO created Union Privilege in 1986 to provide union members and their families with valuable consumer benefits. By using the collective buying power of unions, we are able to offer valuable, discounted products and services exclusively to working families.

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Need help? 

If you have questions about the Union Plus Scholarship program, send an email to  scholarships@unionplus.org

 If you have started an application, be sure to check the FAQ button in the dashboard of your application.

If you are having trouble logging into your Scholarship application, click on the Forgot Password link on the Scholarship website's login page  to reset your password. 

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Look what people are saying
Testimonials
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Testimonial

In the past year, I have truly come to appreciate the power of collective bargaining and the incredible force of the labor movement, and I will never forget the influence it has had on my family.

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Claire H.
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Child of IBEW Local 816 Member
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What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard-working Americans.

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Meesha T.
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AFT Member
Ready to apply?

Click the button below to start your application for a 2021 Union Plus Scholarship. You must complete your application by January 31 to be eligible.

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To receive mobile text alerts about education-related deadlines and information, text STUDENT to 22555* 

*Msg&Data Rates May Apply. Reply STOP to opt-out. We'll txt you approx. 1x/mo. Terms & Conditions/Privacy Policy. Reply HELP or contact help@unionplus.org for help. 

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Union Plus Scholarships help union families with the cost of college.  

Union Plus Credit Card

The credit card made for union members

91% of cardholders surveyed recommend Union Plus Credit Cards.1 See what makes these union-backed cards work.

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Capital One is here to help cardholders who may be impacted by the COVID-19 pandemic. Learn more

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Make purchases with confidence
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Find anything you need to know about the card that puts union strength in your pocket.
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Card options
Our 3 card options can help with everything from earning rewards to building credit with responsible use.*
Competitive rates and benefits
Take advantage of competitive interest rates, valuable Mastercard® benefits and more.
Union support
This card has your back. Check out the benefits available to Union Plus Cardholders.
What cardholders are saying
See what union members are loving about Union Plus Credit Cards.
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Let’s get you where you need to go
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check my account
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Sign in to manage
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Access your Union Plus Credit Card account or activate a new card in seconds.

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I want to
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apply
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Choose the card for you
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The Union Plus Credit Card program has 3 cards tailored to distinct needs, and all cards offer great benefits and excellent service. Choose the card for you and apply in minutes.

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I want
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more information
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See the benefits
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Ready to enjoy competitive rates, $0 Fraud Liability protection if your card is lost or stolen3 and many more cardholder benefits? Check out all that’s available to Union Plus Cardholders.

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Features cardholders love
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Hardship Grants
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Extra help for eligible cardholders.

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$0 Fraud Liability
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You’re covered if your card is lost or stolen.

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Shield
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U.S.-Based Phone Service
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24/7 customer support whenever you need it.

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Wait, there’s more

The features of the Union Plus Credit Card program go beyond the card. Learn more about how you can start enjoying the powerful offerings that come with being a cardholder.

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Get support when you need it most
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From our Job Loss Grant to additional support during strikes, disability or even natural disasters, hardship help is here for you and your family in difficult times.

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Eligibility
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The Union Plus Credit Card program is available in the United States to:

  • Dues-paying labor union members of participating unions
  • Retired labor union members
  • Working America members
  • Union family members may also be eligible
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Need help?
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If you need to ask a question, resolve a problem or get help, contact us.

Need something else? The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 union members, is here to resolve any problems you have with a Union Plus program.

Contact us at 800-472-2005 (8:30 a.m. – 4:30 p.m. ET, weekdays) or complete the Union Plus Feedback Form. If possible, please have the name or employee ID number for the Union Plus benefits provider staff member you spoke to.

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Certain restrictions, limitations and qualifications apply to these grants. Additional information and eligibility criteria can be obtained at UnionPlus.org/Assistance.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

1Email survey of Union Plus Credit Cardholders conducted in February 2020 by Union Plus. 6,380 responders; 5,799 answered “Yes” when asked, “Would you recommend the Union Plus Credit Card Program?”

*Credit approval required. The Union Plus Credit Cards are issued by Capital One, N.A., pursuant to a license from Mastercard International Incorporated.

3Claims are subject to investigation and verification.

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Choose the card that works best for you, whether you want to build credit with responsible card use, have low interest rates or earn cash back.