AFM

Exclusive union-member discounts on concerts and events are powered by Abenity.

Union-member discounts on movie tickets are powered by Abenity.

Big union-member savings at big parks, big city tours, the best U.S. attractions and theme parks are powered by Abenity.

Protect your four-legged friend with a Union Plus Pet Insurance plan, powered by Pets Best.

To note: pre-existing conditions are not covered. 

*Select a plan that reimburses 70%, 80%, or 90% of the cost of eligible veterinary treatment. Limited to covered expenses.

¹5% Group Discount plus 5% Weblink Discount applies to BestBenefit plans; Group Discount not available in AK, HI, or TN; Weblink Discount applies to first policy term only; not available in AK, FL, HI, or TN. Additional 5% discount applied if insuring more than one pet. Maximum allowable discount is 12%.

²Accident Only plan is $7/month for cats and $10/month for dogs in Washington state.

Pet insurance coverage is offered and administered by Pets Best Insurance Services, LLC and is underwritten by American Pet Insurance Company, a New York insurance company. Please visit www.americanpetinsurance.com to review all available pet health insurance products.

How retiree health insurance works for union members

Many union members and retirees with Original Medicare (Part A and Part B) coverage are looking for additional insurance to help limit out-of-pocket costs.
 

Union Plus has partnered with eHealth, a licensed health insurance agency  to help you navigate your Medicare Plan options and choose the right Medicare plan for you and your spouse, based on your budget and needs. eHealth can provide information about many different insurance companies and Medicare plans at no additional cost to you with no obligation to enroll. 

Union members, retirees and their families can now easily search and shop for Medicare plans using eHealth’s recommendation tool or by speaking to an eHealth licensed insurance agent. You have the option to find plans in your area online, compare plans and select one based on monthly premium, annual deductible, as well as copayments and coinsurance for various services.

Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare approved Part D sponsor. Enrollment in the plan depends on the plan's contract renewal with Medicare.

Enrollment in the plan depends on the plan’s contract renewal with Medicare. UnitedHealthcare Insurance Company pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. You do not need to be an AARP member to enroll.

AARP encourages you to consider your needs when selecting products and does not make specific product recommendations for individuals. AARP does not employ or endorse agents, producers or brokers.

Nondiscrimination Notice
The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. To learn more about a plan’s nondiscrimination policy, please select the applicable insurance carrier below.

• Aetna Nondiscrimination Notice 

• Humana Nondiscrimination Notice 

• UnitedHealthcare Nondiscrimination Notice 

This website and its contents are for informational purposes only. Nothing on the website should ever be used as a substitute for professional medical advice. You should always consult with your medical provider regarding diagnosis or treatment for a health condition, including decisions about the correct medication for your condition, as well as prior to undertaking any specific exercise or dietary routine.
 

Humana
Humana is a Medicare Advantage (HMO, PPO and PFFS) organization and a stand-alone prescription drug plan with a Medicare contract. Enrollment in any Humana plan depends on contract renewal. Humana is also a Coordinated Care plan with a Medicare contract and a contract with the [state] Medicaid program. Enrollment in this Humana plan depends on contract renewal.

Humana - Plan Formulary may change at any time. You will receive notice when necessary.

Aetna
MAPD and PDP Products
Aetna Medicare is a PDP, HMO, PPO plan with a Medicare contract. Our SNPs also have contracts with State Medicaid programs. Enrollment in our plans depends on contract renewal.

UnitedHealthcare for AARP®
UnitedHealthcare® Medicare Advantage Plans
Special Needs Plans
MAPD-PPO/HMO/PFFS MAPD-PPO/HMO Products
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract. Enrollment in the plan depends on the plan’s contract renewal with Medicare.

UnitedHealthcare
The Villages MedicareComplete is insured through UnitedHealthcare Insurance Company or one of its affiliated companies (UnitedHealthcare), a Medicare Advantage organization with a Medicare contract. Enrollment in the plan depends on the plan's contract renewal with Medicare.

Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a contract with the State Medicaid Program. Enrollment in the plan depends on the plan's contract renewal with Medicare.

UnitedHealthCare for AARP Medicare Rx Walgreens Plans
and UnitedHealthCare for AARP® Medicare Rx Plans
PDP Products
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.

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VSP Vision Care is committed to the well-being of over 88 million members worldwide, delivering greater access to high-quality and cost-effective eye care.

¹Comparison based on national average for comprehensive eye exams and most commonly purchased brands. This number represents typical savings for VSP members when they see a VSP network doctor.

²Extra $20 to spend is in addition to your allowance. Check your frame coverage section in My Benefits at vsp.com to see if this offer applies.

VSP is a registered trademark, and the VSP Individual Vision Plans logo is a trademark of Vision Service Plan.

Careington Dental Discount Plans is one of the largest national dental networks in the health industry, providing more than 15 million members with access to discounted dental products and services.

THIS PLAN IS NOT INSURANCE  and is not intended to replace health insurance.  

This plan does not meet the minimum creditable coverage requirements under M.G.L. c.111M and 956 CMR 5.00. 
 
This plan is not a Qualified Health Plan under the Affordable Care Act. This is not a Medicare prescription drug plan. The range of discounts will vary depending on the type of provider and service. The plan does not pay providers directly. Plan members must pay for all services but will receive a discount from participating providers. The list of participating providers is at  Union Plus Discount Dental Plan. 

A written list of participating providers is available upon request. You may cancel within the first 30 days after effective date or receipt of membership materials (whichever is later) and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5, AR and TN residents will be refunded processing fee). Discount Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380. 
 
This plan is not available in Vermont or Washington. 

Union Plus has partnered with WellCardRx to give union members and their families access to huge savings on the brand name and generic prescription drugs they need. 

This is Not Insurance. It is a discount medical program. It does not replace COBRA or any other medical insurance program nor is it a Medicare Part D prescription drug plan. Cardholders are responsible for paying the discounted cost at the time of service from participating providers. The DMPO does make available a list of all program providers which includes their name, city and state, and medical specialty prior to purchase, upon request. WellCardRx is FREE. The discount plan organization is Access One Consumer Health, Inc., (not affiliated with AccessOne Medcard), 84 Villa Road, Greenville, SC, 29615, www.accessonedmpo.com. 

This program is not available to residents of Montana, but may be used at participating Montana providers. Other state residents: visit www.WellCardRx.com/UnionPlus for full disclosure. 

Please note: 

• Discount cannot be applied at the rental counter; it must be applied at the time of the online or over-the-phone reservation. 

• Discount cannot be combined with any other discounted rate or promotional offer. 

• Discount applies to truck rental only. Taxes, surcharges, refueling, moving supplies and optional items are extra.